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Is earthquake insurance worth it?

It takes a little extra legwork to protect your home against earthquakes because standard home insurance policies do not cover them. However, like other types of catastrophe insurance, earthquake insurance is often well worth it, especially if your home’s on the older side or you live in an area prone to earthquakes.

Does home insurance cover earthquakes?

Standard home insurance policies don’t cover earthquakes. You’ll need to purchase a rider (add-on) or a separate earthquake insurance policy. What is earthquake insurance? We’ve already seen that earthquake insurance isn’t something that comes standard in your home insurance policy.

What is earthquake insurance?

Earthquake insurance is a form of insurance that protects your home and your personal property if an earthquake ever damages or destroys them.

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